Which checking account for students performs best? Even if the term student is often understood as an antonym to Croesus, it is still somewhere to keep the modest wealth. For this reason you should also deal with the subject of checking account for students. A checking account for students is there now at almost every corner. The perspective is therefore longer waiting, because the many offers and conditions to leave one with more questions than answers. But no reason to despair, better yet, who clever is can even out his financial trouble make a virtue and even capital from it. Students enjoy benefits, also at the opening of a current account. If you complete the checking account for students not directly at the Bank, but makes the step through an intermediary, there are financial benefits in the form of Cashback. The banks themselves will reimburse the Exchange in addition with a premium.
However, the crediting of the Bank is sometimes buttoned to conditions and is only after regular receipt of funds paid out. The current account and the conditions the checking account for students is generally free of charge. This means that nothing is charged for the account management. A free debit card should also not be missed and belongs to the permanent repertoire of the conditions. The most current accounts for students offered a credit card, which at least in the first year, costs nothing and allows global withdrawals of cash, free of charge virtually for the semester abroad. A day money account belongs to the rather special current account conditions of some banks. Basically a checking account with deposit interest rate, which means you can access at any time the money to, gets a small plus in the form of low interest rates yet. On request, also Dispokredite be established for students, which amounted to between 500,-and 1000,-.
However you should note here the Dispozins, as this can be quite high. Many current account providers also rely on online banking. Visit the branch is eliminated and the statement of account, the Transfer or the account balance can be done conveniently from home – all for free of course. The conditions and the banks for so many free offers standing there as “poor gate and is as wise as as previously”. The small but fine differences of the various providers can facilitate the decision here. For example, you get checking account for students at the DKB currently a solid credit interest rate of 0.5%. The DKB Visa account interest will be paid monthly even with 2.05%. The ING-DIBa offers a six-month guarantee and 2.5% credit interest on the day money account. Comdirect exists 50,-after 3 monthly income inputs and many additional options such as a free daily money account or a deposit. The netbank offers 70,-to 3 monthly income inputs, however, the credit card charge use 20,-per year after one year. There are 1.60% interest on the current account. It remains so to compare and coordinate the offerings on its needs. Whether higher interest rates are the key or the branch density is even left each. To keep your eyes and ears open, always a giro account to make comparison and to wait for the next bargain is important. Ultimately, it is your money.