MonthMay 2016

Associate Discounts

New features for our associates AIESEC is the greater organization of young people of the world, present in more than 100 countries, more than 1,100 universities, directed completely by students and just graduated. It is composed by more than 28,000 members and is the international platform so that the young people discover and develop their potential with the purpose of to have a positive impact in the society. AIESEC owns a program of international interchanges that offers per year to more than 4,500 students and just graduated the opportunity to live a Professional Experience in another country, choosing between more than 3,500 companies and organizations allied anywhere in the world to our organization. In order to begin with experience AIESEC of the program of international interchanges, the affiliation cost is of approximately 200 Euros. Now all the associate AArEII will be able to enjoy a discount smaller to 20% just by not to mention that they are associate to the AArEII. If not these associate, regstrate already in and comenza to enjoy the benefits of being associate AArEII. For more information on the benefits, contactate with us through the electronic mails of our page Web! We are hoping that the benefits! AIESEC South Cone is present in the following Universities of the Region: * University of the CEMA, Buenos Aires Argentina * National University of Cordova, Cordova – Argentina * University Argentina of the Company, Buenos Aires – Argentina * National University of the Center – Faculty of Economic Sciences, Tandil – Argentina We will continue working for ofrecerte more discounts and benefits day day! What you wait for asociarte?

For Property Investors – Advance Credit In Your Interest

It simply means that the prepayment of 12 months of interest on your loan in advance. Therefore, towards the end of the year, for example, before the June 30, 2008 will pay 12 months interest in advance, taking the June 30, 2009. So you have pre-payment of interest coming years and can now claim as deduction the current year. Thus, in July, investors who are eligible to do so may become part of this interest in the form of a tax deduction. You can not do this with any loan you have, when negotiating the loan agreement or requested, we need to ask your agent for a loan interest in advance “. An interest in advance loan is similar to” fixed rate, the interest only home mortgages standard “EXCEPT the interest you pay in advance. Some lenders also offer advance interest, such as the frequency options year, semester, quarterly and monthly – which spread the payments over a period of time.

While the initial investment may seem many investors are simply unaware of the tax and savings strategies given this interest. Paying interest in advance is a form that can be achieved off your lender may also accelerate the tax deductions that come from this expenditure as far as them in the current financial year. Some banks offer around 10-20 basis points discount. In fact last year one of the major banks that provide 30 points off the usual rate loan to fixed investment. As we have already implemented this type of loans do not differ much from the standard fixed-rate interest-only residential mortgage loans “, meaning that the loan is fixed for a certain period of time usually 1 3 5 10 15. At the end of the ‘fixed’, although the period of loan should be repaid in full or renegotiated. This is the case of all loans fixed rate if interest in the progress or not. There will be significant rates of early repayment of the loan for cancellation before a fixed term has expired despite setting the fee for obtaining a degree of certainty in these difficult times.

It is also worth noting that these loans do not have all the features of a standard mortgage. The most important thing to remember is that there is access to funds through drawing. However, it is possible to split your loan – so you get a fully featured loan in one part of your loan. The normal minimum is $ 30,000. Definitely, these loans can be beneficial, but a healthy cash flow and savings plan are strictly necessary to meet interest payments. As always you should consult your accountant or financial professional before making any financial decision as the circumstances are different.

Jose Blanco

Although improved by 22% compared to the first quarter of 2011. According to data from the Ministry of public works, in the second quarter of the year more than 1,000 homes were sold each day. New housing represented only 33.7% of sales. The collapse of the sale of homes not located limit. The number of homes sold during the second quarter of this year stood at 90.746 houses, representing 40.8 per cent less than in the same period of 2010, according to the Ministry of development. I.e., a few thousand homes were sold each day. Of the data provided can join one positive: there is an increase of 21.9% compared to the posted between January and March 2011 sales.

Similarly, flats transactions by foreign residents in Spain grew by 22.9%, to 8,514 units. Ministry of Jose Blanco attributed the descent to the greater the increase in VAT which came into force in July 2010, that could have caused a larger number of sale and purchase of housing focus between the months of May and June of the last year. In total, in the last year (July 2010 – June 2011) 396.245 apartments were sold in Spain. In addition, for by the VAT hike, this market was affected by the disappearance last month of January of the tax relief by sale of homes for income exceeding 24,000 euros. Almost 70% are dwellings used by types of housing, the new represented 33.7% of the total number of transactions, which continued thus losing weight with respect to the used, which already accounts for two-thirds of the total number of sale and purchase. By autonomous communities, the buying and selling of flats rose in all communities in comparison with the first quarter of the year, with the exception of Galicia, where drops a 1.32%, and Navarre (- 15.74%).

Side rises, the more pronounced are recorded in Cantabria (+ 45.9%), Catalonia (+ 39.2%), La Rioja (+ 36.2%) and Aragon (+ 33.9%). Transactions of dwellings rose in 45 provinces in the second quarter of the year compared with the period January-March, that Burgos, Soria, Zaragoza, Santander and Barcelona counted 40% increases. In terms of falls, Lugo, Segovia, Navarra and Guipuzcoa presented above 10% declines. Source of the news: the sale of houses collapses a 40.8% in Q2

European Countries

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